Help individuals who can't manage their own finances — older adults, those with disabilities, and others in representative payee programs — with a platform built to track every bill, every payment, and every dollar.
Leading agencies choose CreditSoft because it solves the problems that actually slow them down.
CreditSoft is designed for agencies that manage money on behalf of vulnerable individuals — the Social Security Administration's Representative Payee Program and similar services. Track bills, balances, due dates, and fees with complete accuracy.
Set up recurring bill payments, download statements automatically, and get alerts for upcoming due dates. No more missed payments, no more late fees for the people who depend on you.
Link client bank accounts via Plaid for seamless money management. Use MasterCard RPPS for electronic bill payments to creditors. Less manual work, fewer errors.
Set aside funds on prepaid cards for miscellaneous expenses — giving your clients controlled access to spending money while you manage the rest.
Give private carers, group homes, and institutions secure web access to see bill statuses, payment histories, and account information — without calling your office.
Every transaction, every change, every access is logged. When you're managing someone else's money, accountability isn't optional — it's everything. CreditSoft makes it effortless.
From bill tracking to payment disbursement, CreditSoft handles the full cash management lifecycle for your clients.
CreditSoft lets you track bill charges, balances, due dates, and fees for every client. Schedule payments in advance, download statements automatically, and set up recurring disbursements — so the people who depend on you are always taken care of.
Bill tracking & payment scheduling
Beyond bill management, CreditSoft includes a full CRM, automated workflows, phone system integration, e-signatures, ACH processing across US (NACHA), Canada, and UK (BACS), and customizable screens and lists — all configurable to your agency's workflow.
Agency operations dashboard
Book a personalized demo and we'll walk you through exactly how CreditSoft fits your credit counseling agency's workflow.
Most agencies go live in 30–45 days. We handle the migration.